Welcome!

Learn More about your Medical and Voluntary Benefits.

You have 30 days from your eligibility date to elect or waive all coverage

42 North Dental offers comprehensive medical insurance through Blue Cross Blue Shield (BCBS). Regular employees working an average of 30 or more hours a week are eligible to enroll after 90 consecutive days of employment. Eligible employees are also able to enroll during our annual open enrollment period each February or with a qualifying life event. Detailed Plan Summaries and Plan Snapshots are available for you to review in the BCBS section below, and plan rates will be emailed to you directly either to your personal or work email address.

Eligible employees can open a Flexible Saving Account, a Dependent Care Account, and/or a Health Savings Account through Health Equity. You can explore these cost saving options by reviewing the documents in the Health Equity section below. You are only eligible for the HSA if you enroll in the BCBS PPO Saver (HDHP). The Company will contribute $750 individual or $1,500 family to your HSA account on a per pay period basis.

Enrollment for the above benefits is done by completing the BCBS Enrollment Form as well as the Payroll Deduction Form and submitting them both to employeehealth@42northdental.com. More information can be found in the BCBS and Health Equity sections below.

42 North Dental offers Voluntary Life Insurance, AD&D, Short Term and Long-Term Disability, Accident, and Critical Illness plans through Lincoln Financial Group (LFG) to all regular employees working at least an average of 20 hours a week and after 90 consecutive days of employment. Eligible employees are also able to enroll during our annual open enrollment period each February. Participation is voluntary. You will receive an email from “42 North Dental Benefits management <noreply@ease.com” with documents and enrollment instructions either to your personal or work email address. Enrollment is done separately via EASE, a secure online portal.

42 North Dental offers a Voluntary Vision Plan as well to all regular employees working at least an average of 20 hours a week and after 90 consecutive days of employment. Eligible employees are also able to enroll during our annual open enrollment period each February. Participation is voluntary. Below are the forms to enroll in the Voluntary Vision Plan.

Blue Cross Blue Shield

Medical Insurance is available for regular employees working on average of 30 or more hours per week and have been employed for 90 consecutive days. Please find the plan documents for Blue Cross Blue Shield below. Individual or family coverage are available. Your medical cost contribution sheet and BCBS Enrollment Form were sent to you via email either to your personal or work email address.

HMO Blue New England (New England Employees Only)

Preferred Blue PPO 

Preferred Blue PPO Saver (Health Savings Account (HSA) Compatible). 42 North Dental will contribute $750 individual or $1,500 family to your HSA account if you enroll in the PPO Saver HDHP. It will be depositied on a per period basis.

BCBS MED_HSA_FSA Enrollment_Form_0422

BCBS Plan Info E-Kit

BCBS App Information

Lincoln Financial

Voluntary benefits are open to all regular employees working on average of 20 or more hours per week and have been employed for 90 consecutive days. Enroll in voluntary supplemental insurance plans (Disability, Accident and Life Insurance) with Lincoln Financial. If you elect one or more lines of coverage, you’ll be responsible for the entire premium cost.

Short Term Disability

Long Term Disability

Life & ADD Insurance

Critical Illness Insurance

Accident Insurance

Travel Connect

Life Keys

Employee Assistance Program – Open to All

Health Equity

Learn more about our pre-tax savings accounts offered by Health Equity to assist with your medical or childcare costs. Health Equity accounts are available for employees working on average of 30 or more hours/weeks and have been employed for 90 consecutive days.

Health Savings Account HSA Flyer

Health Savings Account HSA Brochure

Health Savings Account HSA Investment Guide

Flexible Savings Accounts FSA

HSA vs. FSA comparison

Dependent Care Flexible Savings Account DCFSA

Medicare with HSA

BCBS MED_HSA_FSA Enrollment_Form_0422

Vision and Dental Benefits

NEW: Vision Services Summary The Voluntary Vision Plan is open to all regular employees working on average of 20 or more hours per week and have been employed for 90 consecutive days. Individual or family coverage are available for the Voluntary Vision Plan with Blue Cross Blue Shield – Blue 2020. You’ll be responsible for the entire premium cost.

NEW: Vision Payroll Deduction Form

NEW: Vision Member Enrollment Form

Dental Benefits Summary

Fidelity 401k Plan

To help you plan for the future, 42 North Dental offers a 401k Plan with an auto enrollment feature. After 3 months of employment, you will be automatically enrolled at 3% pre-tax in the 401K plan, unless you take action prior to the automatic enrollment. You can set up your online account, add a beneficiary, and make benefits contribution election changes by creating an account at www.401k.com or calling Fidelity at 1-800-835-5097. Fidelity will mail Plan information to you as you near your eligibility date.

Keep your personal information current

Use ADP to update your address, and Fidelity and EASE to designate or update your beneficiaries.