Welcome!

Learn More about your Medical and Voluntary Benefits.

42 North Dental offers comprehensive medical insurance through Blue Cross Blue Shield (BCBS). Regular employees working an average of 30 or more hours a week are eligible to enroll after 90 days of employment. Eligible employees are also able to enroll during our annual open enrollment period each February or with a qualifying life event. Detailed Plan Summaries and Plan Snapshots are available for you to review in the BCBS section below, and plan rates will be emailed to you directly.

Eligible employees can open a Flexible Saving Account, a Dependent Care Account, and a Health Savings Account through Health Equity. You can explore these cost saving options by reviewing the documents in the Health Equity section below.

42 North Dental is pleased to offer Life Insurance, AD&D, Short Term and Long-Term Disability, Accident, and Critical Illness plans through Lincoln Financial Group (LFG) to all regular employees working at least an average of 20 hours a week and after 90 days of employment. Eligible employees are also able to enroll during our annual open enrollment period each February. Participation is voluntary. Plan documents and enrollment instructions are listed in the Lincoln Financial section below and enrollment is done separately via BenefitsConnect, a secure online portal.

You have 30 days from your eligibility date to elect or waive all benefit coverage.

  • Full-time employees complete the BCBS Enrollment Form to sign up for medical plans and Health Equity accounts and submit forms to employeehealth@42northdental.com. More information is in the BCBS and Health Equity sections below.
  • Full and part-time employees login to the BenefitsConnect online portal to sign up for Voluntary Benefits using these BenefitsConnect Access Instructions. More information is in the Lincoln Financial section below.

Fidelity 401k Plan

To help you plan for the future, 42 North Dental offers a 401k Plan with an auto enrollment feature. After 3 months of employment, you will have the opportunity to take action or be automatically enrolled at 3% in the 401k plan. You can set up your online account, add a beneficiary, and make contribution elections by creating an account at www.401k.com or calling Fidelity at 1-800-835-5097. Fidelity will mail Plan information to you as you near your eligibility date.

Blue Cross Blue Shield

Medical Insurance is available for regular employees working more than 30 hours/week. Please find the plan documents for Blue Cross Blue Shield below. Individual or family coverage are available. Your medical cost contribution sheet and BCBS Enrollment Form were sent to you via email.

HMO Blue New England (only available in New England)

Plan Snapshot

Summary of Benefits and Coverage

Preferred Blue PPO 

Plan Snapshot

Summary of Benefits and Coverage

Preferred Blue PPO Saver (Health Savings Account (HSA) Compatible)

Plan Snapshot

Summary of Benefits and Coverage

 

BCBS Enrollment Form

BCBS App Information

Lincoln Financial

Voluntary benefits are open to all regular employees working at least an average of 20 hours a week. Enroll in voluntary supplemental insurance plans (Disability, Accident and Life Insurance) with Lincoln Financial. If you elect one or more lines of coverage, you’ll be responsible for the entire premium cost.

Short Term Disability

Long Term Disability

Life & ADD Insurance

Critical Illness Insurance

Accident Insurance

Travel Connect

Life Keys

Employee Assistance Program – Open to All

BenefitsConnect Access Instructions

Health Equity

Learn more about our pre-tax savings accounts offered by Health Equity to assist with your medical or childcare costs. Health Equity accounts are available for full-time employees working more than 30 hours/week.

Health Savings Account HSA Brochure

Health Savings Accounts HSA Flyer

Flexible Savings Accounts FSA

HSA vs. FSA comparison

Dependent Care Flexible Savings Account DCFSA

Medicare with HSA

Blue Cross HSA/FSA Enrollment Form

Additional Benefits

 

Dental Benefits Summary

Real Estate Benefits

Student Loan Program

Keep your personal information current

Use ADP to update your address, and Fidelity and BenefitsConnect to designate or update your beneficiaries.